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A valid credit card number (also known as Primary Account Number - PAN) has several fields and each of them has a meaning.
For more complete testing data you can make up an expiration dates, a card holder name and possibly an address with a zip code.
We choose not to provide this data but you can easily make up this information.
There's another tool for those times when you need to generate all other kinds of data.
The MOD 10 algorithm is a checksum (detection of errors) formula which is the common name for the Luhn algorithm.
The issuer identification number also known as the bank identification number (BIN) is the first six digits of the credit card number.
These identify the institution that issued the credit card to the card holder. Afterwards comes the account number, digit 7 to last minus one.
The credit card numbers you generate on this page are completely random.
When we say they are valid, we merely imply that they are a possible combination of characters which will validate when passed through the MOD 10 algorithm.
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